Health insurance options for OeAD scholars from non-EU/EEA countries: stays up to 6 months

1. National health insurance provided by your home country for entry to Austria and the duration of your stay

If you have national health insurance in your home country that is also valid in Austria (especially in case of a bilateral social security agreement) you may exchange the A3 form provided by your insurance carrier for a "Krankenschein" (a slip of paper that allows you to utilise the services of medical doctors in Austria). Such bilateral social security agreements exists with the following countries: Bosnia-Herzegovina, North Macedonia, Montenegro, Serbia and Turkey.

You need to provide a confirmation of this kind of health insurance to the Austrian representative authority when you apply for your residence permit. After your arrival in Austria the confirmation must also be handed in at your Regional Office.

2. Individually organized travel insurance for entry to Austria and health insurance with a partner of the OeAD-GmbH after entry

Before entry to Austria you need to take out a travel insurance that is valid in Austria for 14 days from the day of your arrival has a minimum coverage of 30,000 euro and guarantees recovery and repatriation costs in case of an accident. The insurance has to pay all medical costs directly in Austria. It is not enough that the insurance provides reimbursement in your home country.

If you cannot prove sufficient health insurance for the duration of your stay you may take out an insurance with a partner of the OeAD-GmbH (UNIQA Insurance ) at a monthly insurance premium of 50.58 euro [as of 2019]. The insurance premium will be deducted from your monthly scholarship rate. Further information can be found here.

An OeAD confirmation of your scholarship will be sent to you after we have received your signed letter of acceptance. This confirmation is accepted as proof of sufficient insurance at the Austrian residence authority when you apply for your visa.

If you cannot prove sufficient health insurance for the wohle stay in Austria as described in points 1 and 3 to your Regional Office you will automatically be insured with the UNIQA GmbH insurance company for the duration of your stay and the insurance premium will be deducted from your monthly scholarship rate.

3. Individually organized travel insurance for entry to Austria and the duration of your visit (not recommended)

Before entry to Austria you need to take out a travel insurance that is valid in Austria for from the day of your arrival for the duration of your stay has a minimum coverage of 30,000 euro and guarantees recovery and repatriation costs in case of an accident. The insurance has to pay all medical costs directly in Austria. It is not enough that the insurance provides reimbursement in your home country.

You have to prove that you have taken out sufficient insurance to the Austrian residence authority (when applying for a visa) as well as your Regional Office (after your arrival in Austria). In case the travel insurance does not fulfil all requirements OeAD-GmbH will conclude a contract for you with UNIQUA at your own expenses. Please note that the OeAD-GmbH cannot offer any help related to any problems of such self-organized insurances.